Partnerships Play a Key Role in #Fintech’s Future (NASDAQ: $APCX) (NASDAQ: $FISV) (NASDAQ: $ACIW) (NASDAQ: $MGI) @AppTechCorp @Fiserv @ACI_Worldwide @MoneyGram

Partnerships Play a Key Role in #Fintech’s Future (NASDAQ: $APCX) (NASDAQ: $FISV) (NASDAQ: $ACIW) (NASDAQ: $MGI) @AppTechCorp @Fiserv @ACI_Worldwide @MoneyGram

 

Vancouver, Kelowna, Delta, BC – May 16, 2023 - Investorideas.com, a leading investor news resource covering Fintech stocks, releases a special report on the strategic importance of  partnerships in Fintech and the mobile payments market featuring AppTech Payments Corp. (NASDAQ: APCX). AppTech is developing an all-in-one platform  digital payments and banking, Commerse^TM, that will revolutionize the Fintech industry.

 

Read this article featuring APCX in full at https://www.investorideas.com/news/2023/technology/05161Partnerships-in-Fintech.asp

 

The Paypers analyzed the visible decrease in M&A activity as 2022 drew to a close after a prolific three quarters. In this context, partnerships in Fintech and digital banking proved the rising trends in the ecosystem; moreover, they are globally verged towards consolidating financial resilience and opportunity, in order to meet rising customer expectations for security, flexibility, and settlement speed.

 

AppTech has a history of building strategic partnerships to build on its global reach and recently signed a Memorandum of Understanding (MOU) with Broadnet Technologies, LLC   (https://www.broadnet.me/), a Tier 1, SMS/Text Provider and Aggregator.

 

From the news: The Company anticipates executing a definitive Strategic Partnership Agreement, Patent License Agreement, and Channel Partner Agreement within sixty days from the announcement of the MOU. After the definitive agreements are executed, the partnership will expand AppTech's reach in the global text-to-pay space, offering AppTech's Commerse^TM platform to Broadnet's global customer base. In addition, AppTech and Broadnet will offer two-way SMS and a suite of SMS tools to the global market. The Patent License Agreement will license AppTech's SMS and Mobile Payment patents to Broadnet, thereby expanding the Company's footprint by supporting integrations with its patent-based portfolio in text-to-pay and SMS solutions.

 

"Once fully executed, these pending agreements will allow AppTech to offer our intellectual property and suite of Commerse^TM products to Broadnet's customer base. In addition, the Company plans to roll out a link to phone and invoice payment checkout experience using text to pay," said Virgil Llapitan, President of AppTech Payments Corp. "We look forward to working closely with the Broadnet team in what we expect to be a mutually beneficial partnership that will drive long-term growth and ultimately build shareholder value."

 

The partnership will build upon licensing AppTech's intellectual property, including but not limited to Payments-as-a-Service ("PaaS"), Banking-as-a-service ("BaaS"), text-to-pay, and two-way SMS. The integration with Broadnet's network will bolster AppTech's fully integrated approach to all payments experiences and purchasing journeys. As a result, the partnership will empower AppTech to continue the development, growth, and launch of Commerse^TM and Broadnet to offer payments to their more than 60,000 clients worldwide.

 

Starting from BroadNet's HQ in Beirut, Lebanon, Broadnet has offices and branches in 13 countries on 4 continents, with more being planned. The Company’s website shows an elite client base, including Google, McDonalds, Adidas and Uber that trust and use their services.   

 

Broadnet built the first short message service center (SMSC) gateway, which is the portion of a mobile phone network that handles text message operations and is responsible for receiving, storing, routing, and forwarding SMS messages from mobile handsets.

 

In late April, AppTech also announced a strategic partnership with Corix Solutions, LLC (https://www.corixsolutions.io/), an integrator of the open-source Waves Enterprise blockchain. The partnership strengthens AppTech's global reach and expands the Company's footprint by supporting integrations with its patent-based portfolio in text-to-pay, geolocation-based solutions, and peer-to-peer mobile payment systems.

 

Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology solutions and Central Payments L.L.C., a banking-as-a-service (BaaS) provider, announced a partnership enabling Fintech, enterprise businesses and payment facilitators to bring financial products and services to market with greater speed and growth potential.

 

From the news: “This combination of technology, services, program management and bank partners will help any business become a fintech without the need to add the staff or expertise to manage the program in-house,” said Eric Cotton, Executive Vice President and General Manager at Central Payments. “Those that may want to manage their program in-house eventually can also use our services as a lower risk model to get to market quickly with a proof-of-concept.”

 

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments, announced earlier this month it has teamed up with MagicCube, the creator of i-Accept™, to deliver secure and seamless contactless payments on commercial off-the-shelf (COTS) smartphones and tablets using Tap to Pay—with or without PIN. The solution will provide mid-size and large retailers operating in complex environments with device-agnostic control and visibility of transaction data. This comes on the heels of MagicCube's announcement extending its platform to big-box retailers.

 

Among the new ACI capabilities powered by i-Accept are multi-acquirer and multi-merchant support from one platform and direct integration into complex systems with no impact on Payment Card Industry (PCI) Data Security Standard scope or certification. The solution also offers flexible management of acceptance rules across numerous geographies and message translation across different standards.

 

"We are proud to launch our partnership with MagicCube to expand their industry-leading offering for growth beyond traditional and legacy payment terminals," said Basant Singh, Head of ACI Worldwide's merchant segment. "ACI's Payments Orchestration Platform gives thousands of merchants and payment service providers globally the tools and technology to increase conversion rates and grow their business by making payments part of a smooth, seamless, and secure customer journey."

 

Carrefour Group and MoneyGram International, Inc. (NASDAQ: MGI), a leading global financial technology company that connects the world's communities, announced they will expand MoneyGram services to over 500 Carrefour locations in multiple markets in 2024.

 

From the news: Carrefour customers across Europe and Latin America will now be able to send money from their local hypermarket or supermarket to loved ones in over 200 countries and territories around the world. MoneyGram will support Carrefour on the operational management of this new service, including technical implementation, compliance and customer service.

 

"The history of our collaboration with MoneyGram in the Romanian market for over 10 years has enabled us to measure the value proposition of adding money transfer to our traditional banking activities, which has helped us confirm its a growing need for our customers," said Benjamin Dubertret, Group Director of Financial and Merchant Services at Carrefour. "MoneyGram's global expertise in money transfers between individuals will enable us to offer a simple, unified and secure service in eight Carrefour countries. This collaboration is in line with our ambition to constantly meet the needs of our customers on a daily basis with the best services."

 

"We are excited to partner with Carrefour and expand our leading services across their global network," said Alex Holmes, MoneyGram Chairman and CEO. "As consumer demand continues to vary based on market-specific needs, we understand the importance of providing options. This partnership with one of the largest retailers in the world underscores our ongoing commitment to putting customers first and driving access to convenient and reliable cross-border payments. We look forward to continued growth through this strategic collaboration."

 

Fintech companies like AppTech Payments Corp. (NASDAQ: APCX) see the win-win and value add in partnering. FintechFutures.com, reporting on the top five fintech partnerships in 2022 said, “Working together, individual organizations and firms can achieve more. This year has seen a number of Fintech partnerships spring up as they look to tackle problems, innovate and provide value for consumers across the world.”      

 

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Disclaimer/Disclosure: Investorideas.com is a digital publisher of third party sourced news, articles and equity research as well as creates original content, including video, interviews and articles.. Our site does not make recommendations for purchases or sale of stocks, services or products.  This is not investment opinion: Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. All investing involves risk and possible losses. This site is currently compensated for news publication and distribution, social media and marketing, content creation and more. Disclosure is posted for each compensated news release, content published /created if required but otherwise the news was not compensated for and was published for the sole interest of our readers and followers. Contact management and IR of each company directly regarding specific questions. Disclosure: this news article featuring APCX is a paid for news release on Investorideas.com - More disclaimer info: https://www.investorideas.com/About/Disclaimer.asp Learn more about publishing your news release and our other news services on the Investorideas.com newswire https://www.investorideas.com/News-Upload/ Global investors must adhere to regulations of each country. Please read Investorideas.com privacy policy: https://www.investorideas.com/About/Private_Policy.asp

 

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Breaking #AI #Stock News: GBT’s (OTCPK: $GTCH) Automatic Generation of Integrated Circuits Layout Blocks (IP) Patent, Received a Notice of Allowance, Expected to be Granted in the Next Upcoming Months; @gbtt_inc #artificialintelligence

 

Breaking #AI #Stock News: GBT’s (OTCPK: $GTCH) Automatic Generation of Integrated Circuits Layout Blocks (IP) Patent, Received a Notice of Allowance, Expected to be Granted in the Next Upcoming Months; @gbtt_inc #artificialintelligence

 

The patent application seeks to protect an advanced #technology to automatically generate reusable #microchip’s layout blocks #IPs

 

SAN DIEGO, CA - May 16, 2023 (Investorideas.com Newswire) GBT Technologies Inc. (OTC PINK: GTCH) ("GBT” or the “Company”), received a notice of allowance  from the United States Patent and Trademark Office with respect to its application covering the automatic generation of reusable integrated circuits (ICs) layout blocks . The patent application seeks to protect a technology to automatically produce IC layout blocks according to the circuit’s highest level and functional description. It is the intent to use this technology as a black-box to be inserted within an existing or future IC projects, as a plug-and-play unit, with the goal of enabling major time saving by avoiding its entire re-design process. The patent application was filed on September 27, 2022 and received an application ID 17953378.

 

Read this news featuring GTCH, in full at https://www.investorideas.com/CO/GOPH/news/2023/05161Automatic-Generation-ICs.asp

 

Using reusable IPs is an efficient method to quickly design an SoC (System on Chip). A System on a Chip is an integrated circuit that includes sub-blocks (units) components onto it. It is typically consistent of core blocks, each performs its own task, for example a USB unit, central processing unit (CPU), input/output ports and more. Modern SoCs also may include AI and other complex blocks to enable advanced capabilities. Using reusable, pre-designed IP cores/blocks is becoming more and more crucial with the goal of minimizing the entire IC’s design time, particularly for analog, and mixed designs. The patent describes a system and to automatically generate integrated circuits layout IP blocks, reading a defined process design rules, constraints and the microchip’s specifications. The main aim of the patent is reducing IC project’s design and costs, as well as the silicon space occupied by large systems. GBT plans to continue its R&D efforts in this area to achieve further advancements, enabling design houses efficient, fast microchip’s design, significantly reducing their time-to-market factor. The patent is expected to be granted within the next upcoming months.

 

“A semiconductor intellectual property (IP) is a reusable logic or layout unit design that is developed with the intent of  licensing to multiple vendors or using internally, for using as building blocks in different chip designs. The goal of reusing IP blocks is to shorten microchip’s projects design time. Instead of re-designing the on-chip units that are in charge of known features, we simply plug-and-play readymade ones. An example of an IP block is a USB port, HDMI, graphic processing unit, wireless unit and more. Our patent application describes a technology that can read any circuit’s specifications, the process rules and constraints and automatically generate the IC’s layout block with a click of a button. An automatic generation of IP layout blocks, that can be reused unlimited times across SOC designs, should enable an enormous advantage for fabless IC design firms. Ultimately, the goal of the technology will be to majorly reduce an IC’s project’s time-to-market, design efforts and cost, which we believe may create a whole world of possibilities in the electronics arena. We plan to continue our research in this area, developing further cutting-edge concepts, to enable the design and manufacture of larger and more advanced microchips, to accommodate our world’s fast pace technological innovations” stated Danny Rittman, the Company’s CTO.

 

There is no guarantee that the Company will be successful in researching, developing or implementing this system.  In order to successfully implement this concept, the Company will need to raise adequate capital to support its research and, if successfully researched, developed and granted regulatory approval, the Company would need to enter into a strategic relationship with a third party that has experience in manufacturing, selling and distributing this product.  There is no guarantee that the Company will be successful in any or all of these critical steps. 

 

About Us

GBT Technologies, Inc. (OTC PINK: GTCH) (“GBT”) (http://gbtti.com) is a development stage company which considers itself a native of Internet of Things (IoT), Artificial Intelligence (AI) and Enabled Mobile Technology Platforms used to increase IC performance. GBT has assembled a team with extensive technology expertise and is building an intellectual property portfolio consisting of many patents. GBT’s mission, to license the technology and IP to synergetic partners in the areas of hardware and software. Once commercialized, it is GBT’s goal to have a suite of products including smart microchips, AI, encryption, Blockchain, IC design, mobile security applications, database management protocols, with tracking and supporting cloud software (without the need for GPS). GBT envisions this system as a creation of a global mesh network using advanced nodes and super performing new generation IC technology. The core of the system will be its advanced microchip technology; technology that can be installed in any mobile or fixed device worldwide. GBT’s vision is to produce this system as a low cost, secure, private-mesh-network between all enabled devices. Thus, providing shared processing, advanced mobile database management and sharing while using these enhanced mobile features as an alternative to traditional carrier services.

Forward-Looking Statements

Certain statements contained in this press release may constitute "forward-looking statements".  Forward-looking statements provide current expectations of future events based on certain assumptions and include any statement that does not directly relate to any historical or current fact. Actual results may differ materially from those indicated by such forward-looking statements because of various important factors as disclosed in our filings with the Securities and Exchange Commission located at their website ( http://www.sec.gov).  In addition to these factors, actual future performance, outcomes, and results may differ materially because of more general factors including (without limitation) general industry and market conditions and growth rates, economic conditions, governmental and public policy changes, the Company’s ability to raise capital on acceptable terms, if at all, the Company’s successful development of its products and the integration into its existing products and the commercial acceptance of the Company’s products.  The forward-looking statements included in this press release represent the Company's views as of the date of this press release and these views could change.  However, while the Company may elect to update these forward-looking statements at some point in the future, the Company specifically disclaims any obligation to do so.  These forward-looking statements should not be relied upon as representing the Company's views as of any date subsequent to the date of the press release.

 

Contact:

Dr. Danny Rittman, CTO
press@gopherprotocol.com

 

GBT Technologies Inc. (OTCQB:GTCH) is a featured tech stock on Investorideas.com

 

More info on GTCH at Investorideas.com Visit: https://www.investorideas.com/CO/GOPH/

 

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Investor Ideas #Potcasts, #Cannabis News and #Stocks on the Move: (NASDAQ: $SNDL) (TSX: $FAF.TO), NY Cannabis and Swiss Pilot Program

 

 

Investor Ideas #Potcasts, #Cannabis News and #Stocks on the Move: (NASDAQ: $SNDL) (TSX: $FAF.TO), NY Cannabis and Swiss Pilot Program

 

Delta, Kelowna, BC, May 15th, 2023 (Investorideas.com Newswire), investorideas.com,  a global news source covering leading sectors including marijuana and hemp stocks and its potcast site  release today’s podcast edition of  cannabis news and stocks to watch plus insight from thought leaders and experts.

 

Listen to the podcast:

https://www.investorideas.com/Audio/Podcasts/2023/051523-Cannabis.mp3

 

Read this in full at https://www.investorideas.com/news/2023/cannabis-potcasts/05151SNDL-FAF-NY-Swiss.asp

 

Hear Investor ideas cannabis potcast on iTunes  

 

Hear the investor ideas potcast on Spotify

 

Today’s podcast overview/transcript:

 

In today’s podcast we go over a few public company financial reports, the state of the legal cannabis industry in New York and the cannabis pilot program in Switzerland.

 

SNDL Inc. (NASDAQ: SNDL) reported its financial and operational results for the first quarter ended March 31, 2023. The results for the first quarter of 2023 include the operating results of The Valens Company Inc. subsequent to the acquisition on January 17, 2023, and the results for the first quarter of 2022 include one day of Alcanna Inc. operations subsequent to the acquisition closing on March 31, 2022.

 

SNDL has also posted a supplemental investor presentation on its website, which can be found at https://sndl.com.

 

"We are pleased to report progress towards key milestones in all of our operative segments against the backdrop of expected seasonally moderate sales in our retail networks," said Zach George, Chief Executive Officer of SNDL. "The integration of Valens is proceeding with pace, and we are actively identifying new revenue streams and cost reduction opportunities. The first quarter was impacted by a number of one-time items including $13.5 million to replenish liquor inventory following the seasonal holiday draw in the fourth quarter of 2022, $2.7 million in severance and restructuring costs, and $17.5 million to stabilise Valens and bring overdue accounts payable up to date. We expect additional restructuring charges to impact the second quarter and the results of our team's hard work to become clear in late 2023. We are focused on improving all aspects of our business with the objective of generating strong free cash flow. The relocation of all cannabis processing activities to our Kelowna complex will drive improved capacity utilisation, and we are aggressively reducing our exposure to higher-cost cultivation as we seek low-cost producer status in all relevant product categories. In our retail segments, we are carving a path to higher margins and are excited about the recent launch of our data service programs and the potential for improved consumer engagement through new e-commerce and loyalty capabilities. We look forward to updating investors on our intended dividend of Nova shares, and events related to our SunStream portfolio in the coming weeks. 2023 is shaping up to be another transformational year for our company."

 

Fire & Flower Holdings Corp. (TSX: FAF) (OTCQX: FFLWF), announced its financial and operational results for the fiscal  2023 first quarter ended March 31, 2023.

 

"Our first quarter of 2023 is a clear demonstration of our continued discipline on delivering positive improvements in our overall operational results. Once again, we saw same-store sales and gross margin growth. As we look towards 2023 as a transformational year, the Company is focused on our core retail business, supported by Hifyre which enables us to deliver higher gross margin percentages and the best available products to our customers," shared Stéphane Trudel, Chief Executive Officer of Fire & Flower.

 

"Our continued innovation and long-term focus is demonstrated through the recent launch of the Spark Marketplace mobile app that allows customers to shop with ease and has already produced significantly larger transaction amounts than in-person transactions."

 

"Consolidation opportunities in the industry that are fully accretive to our business are a key priority as we look to a long-term goal of achieving 10% market share. While keeping our eye on our long-term vision, our teams are working diligently to generate savings in SG&A expenses by simplifying our business and building value in core assets," concluded Mr. Trudel.

 

A recent news story from CNBC focussed on the rollout of legal weed within the Tri-State Area has been called slow and cumbersome, allowing for the proliferation of “gray” market storefronts and businesses to sell marijuana without going through the regulatory process. In New York City, for example, the mayor’s office estimates the city is home to 1,400 illicit businesses selling marijuana without a licence.

 

“Those legitimate businesses face stiff competition from shops that are not following the rules,” said Manhattan District Attorney Alvin Bragg during a Feb. 7 news conference. “It is time for the operation of unlicensed cannabis dispensaries to end.”

 

At the same time, state officials are trying to right the historical wrongs brought about by the decades-long “War on Drugs.” New York, Connecticut and New Jersey all have social equity components in their recreational marijuana programs, focusing on granting licences to applicants with previous marijuana-related criminal convictions.

 

“Every cannabis company should be focusing on hiring people who have had previous cannabis charges and people who have come from communities that have been impacted by the war on cannabis,” said social equity applicant Tahir Johnson, who’s about to open Simply Pure Trenton, in New Jersey’s capital city.

 

Last week another news article discussed how the NY Cannabis Insider will be hosting a full-day “problems and solutions” summit at the Crowne Plaza Hotel in Albany on May 18. Learn more and buy tickets here.

 

A group of Conditional Adult-Use Retail Dispensary (CAURD) licensees have documented in a letter an “alarming and unacceptable” lack of communication and transparency among state cannabis regulators.

 

The group of seven CAURD licensees, along with the Long Island CAURD Coalition and “several others” who signed anonymously, sent the letter late last Tuesday night to:

●       The Office of Cannabis Management (OCM) Executive Director Chris Alexander.

●       Cannabis Control Board (CCB) Chairwoman Tremaine Wright.

●       Dormitory Authority of the State of New York (DASNY) President (and CCB member) Reuben McDaniel.

●       A representative from Gov. Kathy Hochul’s office.

 

The letter was also sent to NY Cannabis Insider.

 

The bulk of the group’s ire is directed toward DASNY and the structure of its Social Equity Cannabis Investment Fund, which was supposed to provide funding for the identification, leasing and build outs of 150 CAURD sites across the state.

 

As NY Cannabis Insider has documented repeatedly, the fund – which is overseen by DASNY and managed by Social Equity Impact Ventures – has failed to raise any money since its inception.

 

“In the CAURD program, we are consigned to a process that is monopolised by DASNY and the Fund by way of financial information, service providers, and access to real estate,” the authors wrote.

 

The CAURD licensees cite as grievances DASNY’s obscure and opaque lease agreements, exorbitantly priced build outs for CAURD locations “with no ability by the licensees to negotiate,” delayed or nonexistent site approvals, and more.

 

“It appears as though we are once again asked to participate in a market that is fundamentally inequitable and counteractive to the purpose of the very initiative the government launched,” the authors wrote.

 

At the end of the letter, the group asks for a meeting within the next 14 days between CAURD licensee representatives “and key representatives of the OCM, DASNY and the CCB” to address the issues expeditiously.

 

“As your licensees at the forefront of this industry, we fully expect you to address these concerns and propose a path forward so that the original promises made by the state can be upheld. It is the state’s responsibility to uphold its commitment to social equity initiatives and the promises made to participants in the CAURD program.”

 

In response to the letter, DASNY spokesperson Jeffrey Gordon told NY Cannabis Insider that the agency and the OCM are committed to providing licensees with the opportunity to succeed through mentorship and support.

 

“We look forward to meeting with them to address the concerns they have,” Gordon said

 

In other news, The Swiss city of Bern will join Basel, Zurich, Lausanne and Geneva and legally distribute cannabis later this year.

 

The Bernese pilot trial for the regulated sale of cannabis in pharmacies, dubbed the Safer Cannabis – Research In Pharmacies randomised controlled Trial (SCRIPT), has just been authorised by the Swiss Federal Office of Public Health (FOPH) and the Cantonal Commission of Ethics and the Ethics Commission of Northwestern and Central Switzerland.

 

The three-year study, which will last from October 2023 to April 2026 and be monitored by the Universities of Bern and Lucerne, will aim to assess the health and social effects of selling cannabis in “strictly regulated, non-profit” pharmacies.

 

It will be carried out in the cities of Bern, Biel and Lucerne and should start “probably in the fall”. The experiment plans to recruit 1,091 participants, including approximately 600 in the federal city.

 

Only people who already use cannabis for recreational purposes and who are at least 18 years old will be able to participate in the study. Furthermore, only half of the participants will be allowed to buy cannabis products for the first six months.

 

According to Reto Auer, head of the SCRIPT study at the University of Bern: “The objective of the study is to test the health and social effects of selling cannabis in strictly regulated, non-profit pharmacies”.

 

Study participants will only be able to obtain cannabis products, which have been produced specifically for the study, in selected pharmacies. Revenues generated by the pharmacies will only cover their expenses, with the study being run on a non-profit basis.

 

SCRIPT will test regulations that aim for strict control of supply and demand while allowing risk reduction measures. This means no advertising will be allowed, while the products will be sold in neutral and standardised packaging.

 

Reto Auer explains : “These elements should make the products less attractive, especially for young people. We know the effectiveness of these measures from the field of smoking prevention.

 

“The aim of our study is therefore not a simple legalisation of cannabis, but consists in testing risk reduction measures to address the problems caused by a ban and the illicit market while controlling supply and demand for these products”.

 

The study should provide data for possible future regulation of cannabis at the federal level aimed at promoting public health and social security.

 

Investor ideas reminds all listeners to read our disclaimers and disclosures on the Investorideas.com website and that this podcast is not an endorsement to buy products or services or securities. Investors are reminded all investment involves risk and possible loss of investment.

 

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